Our products

Our Product development philosophy is centred on simplicity, affordability and the ability to offer competitive and relevant benefits.

Individual Life

Product Description
Funeral Cover Provides a lump sum benefit on death of the policyholder or a family member that assists with the cost of a funeral
Simple Life Provides a lump sum benefit to provide peace of mind and assist in protecting the policyholder and their family from life’s unforeseen events so that the same standard of living can be continued.
Critical Illness Cover Provides a lump sum benefit to assist with lifestyle adjustments and additional costs associated with living with a critical illness.
Platinum Life Provides comprehensive life cover at high levels with limited underwriting on the policyholder passing away. There are additional benefits to choose from in the unfortunate event that the policyholder is unable to earn an income due to a critical illness, physical impairment or permanent disability.
Hospital Cash Back Provides a lump sum benefit to assist with the living expenses while you are in hospital.

Group Risk

Product Description
Group Life Assurance Pays out a lump sum in the event of death of the employee before retirement. The sum assured is usually a multiple of the employee's annual salary.
Permanent & Total Disability This benefit pays out a lump sum in the event of a permanent disability of the employee before retirement.
Temporary & Total Disability Temporary and total disability income benefit is a monthly benefit that is payable for a limited period. The core purpose of this benefit is to protect the member against the loss of earnings or earning potential, if he or she becomes disabled and is unable to work for a limited period.
Permanent Health Insurance Pays a monthly benefit whilst the member is disabled, up to a maximum number of monthly payments as agreed upon. The benefit usually covers 6 / 12 / 24 months including the waiting period.
Critical Illness The Critical Illness benefit is an advance lump sum payment of all or part of the Group Life Assurance benefit and provides financial protection in the event of certain critical conditions.
Group Funeral The Funeral benefit pays out a lump sum in the event of the death of the employee, spouse, children or extended family member (if applicable) before the retirement of the employee. The purpose of this benefit is to provide cover to assist with the funeral costs.
Family Support The Family Support benefit provides a lump sum on the death of the member. This helps the family deal with urgent costs associated with funeral expenses as well as assisting with the living expenses such as groceries following the loss of the breadwinner in the family.
Tombstone The Tombstone benefit pays a lump sum on the death of the member to aid in providing a tombstone and for the costs associated with the unveiling ceremony.

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Contact Us

6th Floor, Fairscape Precinct,
Plot 70667
Fairgrounds
Gaborone
Private Bag 00168, Gaborone
t  +267 391 0310
f  +267 391 0311

Fraud Hotline  0800 600 709